Finding yourself in a bad financial situation can often happen entirely by accident. Even the most responsible people can have a streak of bad luck and find themselves in dire straits surprisingly quickly. If you’re dealing with a mountain of debt and feel like you have nowhere to turn for help, know that you don’t have to go through this alone. The law firm of Daniels, Williams, Tuck, and Ritter can help you identify the best pathway for you and get you on the road to financial recovery.
The firm of Daniels, Williams, Tuck, and Ritter has decades of experience assisting people with declarations of bankruptcy. We’ll walk you through all of your options, listen to your concerns, and help you choose the path that’s right for you and your family.
We know how stressful a bad financial situation can be, and we always treat our clients with sensitivity and compassion. Our services are reliable, honest, and affordable. We’re dedicated to seeing you through the entire process from beginning to end, and we’re available to answer any and all questions you may have. Daniels, Williams, Tuck, and Ritter is a small, local firm, and we genuinely care about helping people in our community recover financial security.
We generally help people with declarations of Chapter 7 or Chapter 13 bankruptcy. Chapter 7 bankruptcy, also called liquidation bankruptcy, allows you to discharge unsecured debts, including things like medical bills, credit card debt, and personal loans. While this is usually a relatively quick process, it can affect your credit for up to 10 years, and you may have to relinquish some of your possessions in the process.
Chapter 13 bankruptcy, also known as reorganization bankruptcy, allows you to set up a repayment plan that’s based on your ability to pay and typically lasts between three and five years. This can be a good option for people with steady income, and it allows you to pay down your debt without losing your personal property.
Declaring bankruptcy can feel like a terrifying decision, but it can also be the first step on your road to financial recovery. Declaring bankruptcy can offer you significant protections like an automatic stay, which would immediately halt collections, including repossessions, phone calls, foreclosures, and wage or bank garnishments.
Call us today to set up an appointment to learn more about your options. Daniels, Williams, Tuck, and Ritter have decades of experience helping people declare bankruptcy, and we want to be there for people in our community who are experiencing financial hardships.